Steel prices are rising, but your credit limit not?
But not with us!

Increase your existing credit limits and protect yourself against uncovered risks in the event of non-payment of receivables.

Current challenges

  • You are worried about bad debt losses and want to limit your risk?
  • You have less room for maneuver due to limited credit limits because your credit insurer does not fully underwrite a required limit?
  • Do you often run behind credit limits and wait a long time for decisions?

What does this mean to you?

You cannot realize sales with payment terms or have to take the risk for this.

We offer you the solution!

As a helviX customer, you have the option of simple, fast and safe top-up coverage to extend your existing credit limits or to protect your future receivables from individual customers against default.

Simple

After registering on the portal free of charge, you can secure receivables against individual customers in Germany and abroad in just a few minutes.

Fast

The desired insurance coverage is checked in real time. If the insurance coverage can be provided, you will receive an offer after a few seconds. After completion, the documented policy can be retrieved immediately.

Safe

The risk carrier for the products is R+V Allgemeine Versicherung AG from Wiesbaden, one of the largest and financially strongest insurers in Germany.

helviX offers you the X factor
for your credit limit control

Option 1:
Top-up coverage

  • Supplementing insufficient limits of your credit insurer for individual customers selected by you
  • Sum insured duplicable
  • Decisions up to 150.000 € insured sum in real time, above that usually within 2 working days
  • Receivables from customers in Germany and abroad insurable
  • No framework contract, no minimum premiums or minimum requests
  • Fixed premium of 2.25% p.a.

Option 2:
Single risk hedging

  • Hedging of receivables from individual customers selected by you
  • Immediate credit insurance protection for future deliveries and services
  • Decisions up to 150.000 € insured sum in real time, above that usually within 2 working days
  • Rejected decisions of a primary insurer usually within 2 working days
  • Receivables from customers in Germany and abroad insurable
  • No framework contract, no minimum premiums or minimum requests
  • Individual premium linked to creditworthiness

Your personal demo

Your time is precious: Let us therefore in a joint discussion (approx. 30-60 minutes)
determine your needs and find out how our solution can help you best at this point in time.

Our credit process

Your way to a higher credit limit in maximum 2 days

Free registration

Register in just a few minutes. Simple, free of charge and without any further obligation.

Have your customer checked

Determine your individual risks and the amount of insurance you need, answer the application questions and have your buyer checked for insurability.

Quick decision

You will receive a decision on the insurability of your buyer in real time, within 2 business days at the most.

Conclusion of contract

If you accept the offer, the contract is automatically deposited in your digital mailbox and you are insured.

Why us?

We offer you the synthesis of knowledge from the financial sector and experience from the steel industry in order to be able to stand by your side as a competent partner – from steel for steel.

Marcus Zeumer
  • Co-founder & Managing Director of helviX GmbH
  • 6 years of experience in the steel industry as CFO of a steel trading company
Vanessa Zeumer
  • Project Manager of helviX GmbH Financial Solutions
  • 10 years of experience in corporate banking at a major German bank

Contact us and (additionally) protect individual customers from failure in real time.